BUS100 Class/Concentration Summary Paper

· Had you chosen a concentration at least in your mind before you took this class? What was it and why? I had decided upon a a concentration before this class. I had decided on Accounting because I wanted to work in auditing or tax accounting when I graduate. I currently have a job in which I do some accounting in and I really enjoy it.

· Have you changed your mind about your possible concentration? What made you change your mind? Why have you changed your mind? I would only consider Finance or Real Estate as a change for me because it still involves the numbers side of business. The only reason I would consider switching is if I could not get into the classes I needed for Accounting in a reasonable amount of time.

· Are you less worried now than you were at the beginning of the semester about choosing a concentration? Why or why not? What other information do you need to make you more comfortable about choosing a concentration? I am more certain that this is where I would like to be in my choice of concentration. The only other information would be whether or not I am able to register for my upper division classes in the upcoming semester, and if not, which of the three concentrations would offer me the best availability.

· Were the speakers from each department/concentration helpful in providing information about the possible concentrations? Why? I thought all the speakers were very knowledgeable and did their best to explain what you would be doing in the concentration, how you would proceed through the concentration in the upcoming years and where you might be with that concentration after you graduate.

· Explain your attitudes and opinion of having chosen business as a major. Honestly, I find it a bit frustrating in the fact that I am a transfer and I cannot register for the classes I need until the change of major date. This will most likely cause me to take a semester off due to lack of availability of upper division class space. I hope that once I am an official major, this outsider feel will dissipate.

· Would you feel comfortable meeting with a Career Advisor either for the Career Center or in the COB? Why or why not? Yes, though I am more comfortable with the COB advisors because they always let you just stop in for a quick question. This has a very open door feel and it can be a major time saver.

· What information that you received in the class was the most useful? I think the resume section of the class is the most helpful. Even though I already had a resume written and had already had it reviewed by CSU's career center, I still found it helpful to have a discussion about it to fine tune my resume a bit more.

Business Publication Assignment #2

"Should you Roth?"

http://www.businessweek.com/magazine/content/09_44/b4153069930004.htm

I love reading articles about retirement planning as that is what I hope to be doing someday. This article is especially helpful for me as I happen to be debating the usefulness of the Roth to my mom, as she approaches retirement. I was unaware of the lift in restrictions in 2010, this is something I would like to read more about and will pay attention to in the future. I like all the different possibilities and options that they present for people and their situations and how to go about solving them. I think that is something that lures me in, as you can have endless situations and have multiple strategies to come out on top if you really discuss the numbers, as they displayed in the article.

"Watchdog Fights Service Stations Buy"

http://www.theaustralian.com.au/watchdog-fights-buy-up-of-service-stations/story-e6frg8zx-1225806330658

This article opened my eyes a bit about business policy in other countries. I was unaware that Australia did not already have similar laws to that of the US for anti-competitor pricing. This is a real life example of why that law is in place and how detrimental situations can be without it. I hope for their sake, they put in place a law before that deal is settled. Having prices controlled by the companies, rather than by supply and demand can and will most likely create economic havoc that can fall out later once undone.

"Credit Card Rates Soar Just Before Shopping Season"

http://www.denverpost.com/money/ci_13837338

Being interested in personal finance, and planning for others, credit card debt is a topic that will be brought up everywhere. What amazes me is how sneaky banks have been and it really opens your eyes to really watch every penny closely to make sure it goes where it is suppose to. This isn't news to me, but I am very curious as to how the new law will effect this. The article states that many people are being affected it is usually the people the banks need most. It is unfortunate because that won't really help the banks out much if the people who are usually late close their accounts. I agree with the article when it states that a lack of trust is driving the cycle of banks and consumers acting out. Unfortunately, there is no easy solution, accept for closing your account or paying off your balance in full each month, which may not be easy for most at all.